WHEW! I think I need someone to talk me off the edge! This No Spend thing is hard.
While Erica is up there in Washington not spending, I’m here in Denver struggling. For some reason, I’ve found this challenge to be much more… um, challenging than I expected it to be. The only reason I can think of is that my habits have gotten quite relaxed and pinching pennies has become painful for me again.
The Good: Rick stuck to his budget for the hair cut, and we got into the football game for only $10 instead of the twelve I budgeted for. We had to use cash for the game of course, so we pulled a twenty. Rick used $7 of that for bread at the bakery.
I used card stock, scrapbook supplies and envelopes that I already had around here to assemble invitations for H’s birthday party. I only made four of them; one for each of his grandparents and great-grandparents, and one for me to keep. The rest of the guest list got email invitations. Total cost was zero (well, three stamps, but I already had those).
The Bad: Originally, I had hoped for wiggle room in the grocery store budget. Unfortunately, we ran out of toilet paper. And, C got a diaper rash which pushed me to use disposables for a few days. We also use disposable diapers at night, so we needed more of those too. Yeah… that’s twenty bucks down the crapper. Seriously? Two-thirds of my grocery budget for poop?
Last week, I mentioned that I forgot to budget for buying chicken feed. Because our co-op is so far away, we buy eight weeks of feed at one time. That was $60 that we did not include in our original budget.
The Ugly: My grocery receipt contained toilet paper, diapers, milk, butter, 1 can of coconut milk, cornmeal, and cheese. Rick got home, burst out laughing and asked where the fruit was. I didn’t feel bad, he stole three dollars cash from the money we pulled out for the football game and spent it this week. He won’t tell me on what, so I’m pretty sure it was candy or, more likely, a pastry. I’m insanely jealous over that three dollars. I’m coveting the pastry.
Oh, and then he tells me that he’s in charge of breakfast for his Friday morning meeting, and his company is buying breakfast burritos from my favorite place. I think I hate him.
What did we spend this week?
$ 50.42 on Groceries (and a damn pastry)
$ 36.00 on Gas
$ 60.00 on Chicken feed
$ 30.00 on Rick’s hair cut
$ 10.00 on Entertainment (the football game)
$186.42 total this week
Plus last week: $59.89
Total spent so far: $246.31
That leaves $88.69 for the month. Ouch.
I am worried. I don’t think we can make it. I’m really debating about transferring the chicken food money from our savings account and not counting it in the month’s budget, but I don’t know if that’s cheating or not.
As it stands, we have just over half the month to get by on a quarter of the month’s budget. If I add that sixty back in, we’re looking at 44% of the budget left for the next two and a half weeks. My goal was to save $1000 this month, so that’s really just robbing Peter to pay Paul, right?
I’m totally open to suggestions on salvaging this project. Thoughts? Ideas?
It seems like you’re getting too perfectionist about it or that it’s all or nothing. Why not continue the project, realizing that you might not make it under budget? If nothing else, you’ll save less money (but will still save a lot) and you’ll learn where your budget weak spots are. It still seems like you’re doing a really good job! It’s inspired me to try to no spend month but I’m cheating and planning it for November – with the plan on making a big grocery trip and doing most of my Christmas shopping during the last week of October!
I am curious how you only spent 36 on gas! As for haircuts, tell that hubby to go to those cheapo $10 places. Or you could be really swanky and do as we do – my husband does all the hair cutting. All the males get buzzed and all of the girls get trimmed (we all just wear our hair at one length).